A mortgage for
every situation.
Whether the banks said yes, no, or not yet — we have an A, B, or private mortgage solution built around your life, not a checklist. Fast approvals, zero hidden fees, real experts.
Which lender is
right for you?
Every borrower is different. We work with all three lender tiers so you're never stuck with just one option.
Canada's top rates from chartered banks and monoline lenders. For borrowers with strong credit, stable employment, and good debt ratios — this is where the best rates live.
- Credit score 680 or higher
- Stable, verifiable income
- Standard debt-to-income ratios
- Purchases, renewals, switches
- First-time buyer programs
- Pre-approval within 24 hours
Alternative lenders look at the full picture — not just your credit score. Perfect for self-employed borrowers, those rebuilding credit, or anyone with non-traditional income.
- Credit score 600–679
- Self-employed & stated income
- Slightly higher debt ratios accepted
- Post-bankruptcy solutions
- Debt consolidation mortgages
- Investment & rental properties
Equity is everything. No minimum Beacon score, no GDS/TDS requirements. If you own property with equity, we can move fast — decisions in 24 hours, funding in days.
- No minimum credit score
- Asset / equity-based decisions
- 24–48 hour approvals
- Bridge & construction financing
- Power of sale situations
- 2nd & 3rd mortgages
Find your
specific solution
Tell us your situation and we'll match you to the right product — no guessing, no one-size-fits-all.
Unlock the value built up in your home. Use it for renovations, debt consolidation, tuition, or anything else — without selling.
Learn MoreCombine multiple high-interest debts into one single mortgage payment. Lower your monthly costs and simplify your finances.
Learn MoreBusiness owners and freelancers face extra scrutiny from banks. We work with lenders who understand stated income and non-traditional documentation.
Learn MoreNavigating your first mortgage is overwhelming. We walk you through every step — from pre-approval to closing — and fight for the best rate.
Learn MoreFinancing that releases in stages as your build progresses. Draw-based funding matched to your construction milestones and timeline.
Learn MoreNo Canadian credit history? No problem. We work with lenders who have specific programs for newcomers, including foreign income verification.
Learn MoreFrom application
to funded in days
Our process is built for speed and clarity. No back-and-forth, no surprises.
Tell Us Your Situation
Fill out our quick form or use the Rate Finder quiz. Takes 5 minutes — no paperwork upfront.
We Match You
Our team reviews your profile and identifies the right lender tier — A, B, or private — within hours.
Advisor Call
A licensed Tordon advisor walks you through your options, rates, and terms. Zero pressure, straight answers.
Get Approved
We submit to the right lender and get your approval — usually within 24–48 hours for private, 2–5 days for A/B.
Funded
Sign your documents, funds are transferred. You're done — and we're here for any future needs.
Run your
numbers instantly
Use our calculator to estimate your monthly payment or how much equity you can access. All figures are estimates — your Tordon advisor will provide exact numbers.
Get your free mortgage consultation
A licensed Tordon advisor will reach out within a few hours — no obligation, no pressure. Just straight answers tailored to your situation.
"While other places quoted me over $22,000 in fees, Tordon combined both fees under $5,000. Truly impressed with their transparency."
"Professional, punctual, went the extra mile to explain every step. The process was simple and incredibly fast."
Tell us about your situation
Click below and one of our licensed advisors will reach out with a tailored mortgage solution.
No obligation · We never share your information
Common questions
Still have questions?
Our advisors are available by phone, email, or you can schedule a meeting at a time that suits you — no waiting rooms, no pressure.
"They are the best team for home mortgage, very professional, well versed with their work and always helpful."